Fintech App Development
Secure fintech apps with AI built in, on a modern Flutter, React Native and MERN stack from an ISO 9001:2015 certified studio.
Get a free quoteBuilding Trustworthy, Intelligent Finance
GTS Infosoft builds fintech products for a domain where security and speed aren't negotiable. Neobanking, digital wallets, lending, payments, trading platforms — we engineer experiences that scale safely and turn first-time users into long-term customers.
16 years of delivery, 250+ apps, 100+ clients across India, the USA and Australia. Our approach is AI-first on a modern stack: AI fraud detection, smart credit scoring and conversational finance get designed into the core of the product, not tacked on as an afterthought.
Rated top developers on
ISO 9001:2015 Certified
ISO 9001:2015 CertifiedFintech Solutions We Build
Digital Banking & Neobanks
Account onboarding, KYC, cards, transfers and statements — bank-grade security under a clean UX.
Payments & Wallets
UPI, card, QR and cross-border payment flows with tokenization and smooth gateway integrations.
Lending & BNPL Platforms
Loan origination, underwriting workflows, repayment scheduling and collections dashboards.
Investment & Trading Apps
Portfolio tracking, real-time market data, robo-advisory and brokerage integrations.
Personal Finance & Budgeting
Expense tracking, goal planning and spend insights that give users a reason to open the app daily.
Where AI Adds the Edge
AI Fraud Detection
ML models watch transactions in real time, flag anomalies and stop fraud before the money actually moves.
Smart Credit Scoring
Alternative-data and ML underwriting approve more thin-file customers without letting risk get away from you.
Conversational Banking
OpenAI-powered assistants handle balance queries, payments and support inside the app — 24/7, no queue.
Spend Insights & Forecasting
AI categorizes transactions and predicts cash flow, nudging users toward healthier financial habits.
Why GTS Infosoft
Compliance & Security
PCI-DSS-aligned architecture: encryption, tokenization, secure KYC/AML flows, audit-ready logging.
Modern Stack
Flutter, React Native, MERN/MEAN and cloud-native AWS — resilient financial systems that scale.
AI Expertise
AI/ML engineers integrating OpenAI and custom risk models across fraud, credit and support.
Proven Delivery
ISO 9001:2015 certified processes, 250+ apps and 16 years of shipping for finance clients globally.
Technology We Use
FlutterReact NativeReactNode.jsMongoDBOpenAIAWSPostgreSQL
Frequently Asked Questions
How much does it cost to build a fintech app?
Features, third-party integrations and regulatory scope decide it. A wallet or budgeting MVP costs far less than a full neobanking platform. Send your requirements over — the quote is free and there's nothing hidden in it.
How long does fintech app development take?
A focused MVP usually ships in around 3 to 5 months. Larger platforms with lending, trading or banking integrations run on a phased roadmap with milestones agreed up front.
Are your fintech apps secure and compliant?
Yes. We build PCI-DSS-aligned systems — encryption, tokenization, secure KYC/AML flows, role-based access, full audit logging — built to satisfy regulators and partner banks alike.
Can you add AI fraud detection or credit scoring?
Yes. Real-time AI fraud detection, ML-based credit scoring, OpenAI-powered conversational banking — all tuned to your risk policies and your data.
What clients say
“GTSInfosoft and team are amazing! They have done so much to improve our systems and are still doing much work for us :) Thank you!.”
“We have been working on this project for about 11 months. Navratan and the team at GTS did a great job getting us to a good point and completing the MVP. The project has a very large amount of moving parts that changed continually. I appreciate their patience and persistence in delivering a good product.”
Ready to Launch Your Fintech Product?
Tell us the idea and our fintech engineering team will send a free, no-obligation quote.
Get a free quote
