Fintech App Development
Secure, AI-driven fintech apps built on a modern Flutter, React Native and MERN stack by an ISO 9001:2015 certified studio.
Get a free quoteBuilding Trustworthy, Intelligent Finance
GTS Infosoft develops fintech products where security and speed are non-negotiable. From neobanking and digital wallets to lending, payments and trading platforms, we engineer experiences that scale safely and convert users into long-term customers.
With 15+ years of delivery, 400+ apps and 100+ clients across India, the USA and Australia, we lead with an AI-first, modern-stack approach. AI fraud detection, smart credit scoring and conversational finance are designed into the core, not added as an afterthought.
Fintech Solutions We Build
Digital Banking & Neobanks
Account onboarding, KYC, cards, transfers and statements with bank-grade security and clean UX.
Payments & Wallets
UPI, card, QR and cross-border payment flows with tokenization and seamless gateway integrations.
Lending & BNPL Platforms
Loan origination, underwriting workflows, repayment scheduling and collections dashboards.
Investment & Trading Apps
Portfolio tracking, real-time market data, robo-advisory and brokerage integrations.
Personal Finance & Budgeting
Expense tracking, goal planning and spend insights that keep users engaged daily.
Where AI Adds the Edge
AI Fraud Detection
ML models monitor transactions in real time, flagging anomalies and stopping fraud before money moves.
Smart Credit Scoring
Alternative-data and ML underwriting expand approvals for thin-file customers while managing risk.
Conversational Banking
OpenAI-powered assistants handle balance queries, payments and support inside the app, 24/7.
Spend Insights & Forecasting
AI categorizes transactions and predicts cash flow to nudge healthier financial behavior.
Why GTS Infosoft
Compliance & Security
PCI-DSS-aligned architecture, encryption, tokenization, secure KYC/AML flows and audit-ready logging.
Modern Stack
Flutter, React Native, MERN/MEAN and cloud-native AWS for resilient, scalable financial systems.
AI Expertise
AI/ML engineers integrating OpenAI and custom risk models for fraud, credit and support.
Proven Delivery
ISO 9001:2015 certified processes, 400+ apps and 15+ years shipping for finance clients globally.
Technology We Use
FlutterReact NativeReactNode.jsMongoDBOpenAIAWSPostgreSQL
Frequently Asked Questions
How much does it cost to build a fintech app?
It depends on features, third-party integrations and regulatory scope. A wallet or budgeting MVP costs far less than a full neobanking platform. Send your requirements for a free, transparent quote.
How long does fintech app development take?
A focused MVP is typically delivered in around 3 to 5 months. Larger platforms with lending, trading or banking integrations follow a phased roadmap with clear milestones.
Are your fintech apps secure and compliant?
Yes. We build PCI-DSS-aligned systems with encryption, tokenization, secure KYC/AML flows, role-based access and full audit logging to meet regulator and partner-bank requirements.
Can you add AI fraud detection or credit scoring?
Yes. We integrate real-time AI fraud detection, ML-based credit scoring and OpenAI-powered conversational banking tailored to your risk policies and data.
Ready to Launch Your Fintech Product?
Share your idea and get a free, no-obligation quote from our fintech engineering team.
Get a free quote
